Properties must be secured to prevent unauthorized entry and protect against weather-related damage. All exterior doors shall be secured. The mortgagee is also responsible for the following
securing activities:
- Replacing a broken window-pane (re-glazing), unless the opening is to be boarded;
- Securing in-ground swimming pools;
- Securing above-ground pools;
- Securing hot-tubs and spas; and
- Maintaining pools, hot tubs and spas.
Minimum Securing Requirements
- All windows and doors must be secured.
- Broken glass shall be removed from interior and exterior areas and replaced, unless the opening is to be boarded.
- Locks on the front and rear entry doors shall be rekeyed to random identical key codes.
- If there is a deadbolt lock on the main entry door replace the handle set. Key the deadbolt the same as the handle set.
- Other entryways that provide immediate access to a living area, attached garage or basement
- shall be secured with a knob-lock, keyed the same as the front and rear entry doors. Or, if the
- secondary entryway has an existing deadbolt lock, re-key the deadbolt to the specifications of the front and rear entry doors.
- Document key-codes to the existing or replacement lock in the Mortgagee‟s Comments section of form HUD-27011 Part A, which must be provided to the MCM.
- Doors and windows must not be braced or nailed shut or the mortgagee will be held accountable
- for resulting damage. Replace locking mechanism on windows or doors, if inoperable or missing.
- Sliding glass doors should be double locked.
- Detached or attached garage doors and outbuildings shall be secured with a padlock and hasp if no other locking mechanism exists.
- Unplug automatic garage door openers, when applicable. Garage doors should be left in such a condition as to allow for opening and closing without the use of the automatic garage door opener. Leave the remote key(s)/transmitter(s) in a kitchen counter drawer.
- Display 24-hour emergency contact information including a toll free telephone number in a
- front window. This contact information shall clearl
Roof Repair:
The mortgagee is responsible for roof repairs (e.g., patching or replacing loose shingles). The maximum allowance for roof repairs is $600. Please refer to Exhibit
A, Item I, “Maximum Property
Preservation Allowance and Over-Allowable Expense Request” when the cost of roof repair exceeds $600
Pools, Hot Tubs and Spas:
In-ground pools (including hot tubs or spas that share the same filtering system as the pool) must be secured but not drained. Pools (including hot tubs or spas that share the same filtering system), must be secured with a cover that prevents entry, either deliberate or accidental. Fences must be
secured to restrict access, if applicable
Above Ground Pools:
If the above ground pool is in good condition (i.e., built-up with decking or
other infrastructure that provides value and will support a pool cover), secure it with a cover that prevents entry, either deliberate or accidental. Above ground pools in poor condition or those that cannot be secured shall be removed. When an above ground pool is removed, remediate any depression in the ground that might constitute a hazard.
Securing Hot Tubs or Spas:
The Mortgagee shall drain and secure portable hot tubs and spas. If a
hot tub or spa is outdoors, the mortgagee shall secure it with a cover that prevents entry, either deliberate or accidental.
Maintenance of Pools, Hot Tubs or Spas:
The Mortgagee must perform monthly maintenance and
chemical treatments to operational pools, hot tubs or spas when attached to a pool filtering system.
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